Compound Annual Growth Rate (CAGR)

The CAGR formula calculates the rate of return required for an investment or business to grow from its beginning value to its ending value over the period of time specified, assuming the growth is constant over the period. The CAGR represents the average annual growth rate over the period, and it takes into account the effect of compounding.

The formula for Compound Annual Growth Rate (CAGR) is:

CAGR = (Ending Value / Beginning Value) ^ (1 / Number of Years) - 1

Where:

Ending Value: Final value of investment or business at the end of the period.

Beginning Value: Initial value of investment or business at the beginning of the period.

Number of Years: Number of years for which CAGR is being calculated.

For example, if an investment has a beginning value of $100,000 and an ending value of $150,000 after 5 years, the CAGR would be calculated as follows:

CAGR = ($150,000 / $100,000) ^ (1/5) - 1

CAGR = 8.14%

In this example, the CAGR for the investment is 8.14%, which means that the investment grew at an average annual rate of 8.14% over the 5-year period.

CAGR is useful for comparing the performance of different investments or businesses over different time periods, as it provides a standardized way of measuring the average annual growth rate. However, it is important to note that CAGR assumes a constant growth rate, which may not always be the case in real-world scenarios.

Singapore District Map

Calculate Capital Gain

In finance, one of the simplest and most important measures of investment performance is the total return on an asset or portfolio over a period during which it was held. 

Below is a simplified illustration: (double-click into the cell to input your numbers)


See Holding Period Return

Planning Your Transport Needs

Click "More options" (top left hand corner of map) to use the functions:

• changing the start and end points
• change route
• change mode of transport

Payment Schedule (Commercial Property)

ABC's of Property Purchase

Calculate Intrinsic Value

Calculate Rental Yield

Rental yield is the amount of money a landlord receives in rent over one year, shown as a percentage of the amount of money invested in the property. There are different ways of calculating rental yield. Below is one method which also takes into account the expenses. If any of the boxed items is not applicable, just input zero.

The higher the yield, the better.

Calculate TDSR

Use this TDSR calculator to determine your maximum loan under the TDSR restriction. The calculation will be based upon your income, age and debt obligations.

Calculate Maximum Loan

Calculate Lease Stamp Duty

Calculate Buyer Stamp Duty

ABSD applicable for different household combination

Calculate Loan Repayment Period

Calculate Home Equity

Read about Home Equity

Plan Your Cash Flow

If you currently own an HDB flat, your monthly expenses may change after the purchase of the new flat. For example, property tax, SC/CC, utility bill, etc.

If you are buying an HDB flat for the first time, you will have to consider additional expenses after the purchase like renovation cost, property tax, sc/cc, etc.

Note:

The accuracy of the computation above is dependent on the accuracy of the data provided by the user(s). We will not and are not responsible for the verification of any of the data provided.

Calculate Monthly Instalment

Calculate Taxable Rent for Room

Calculate Net Rent